Adding a dash of surprise, Jaja doesn’t support card registration for Google Pay or Apple Pay — an unexpected drawback for a brand seemingly targeting a younger demographic. As Jaja’s enigma persists, potential users may find themselves questioning the current draw of this unconventional credit card option. When prompted, enter the details of your credit card either by typing them in or scanning your credit card with your android smartphone’s camera. If your application has been referred, you don’t need to do anything else.
For everyday spending
If you’re accustomed to the bells and whistles that many cards offer, Jaja might not make the cut. Jaja credit jaja bonus cards, leveraging the Visa network, offer a seamless experience with acceptance at over 20 million locations worldwide. Beyond the global reach, Jaja enhances your financial management through a feature-rich mobile app. About Jaja Finance Jaja Finance Ltd is a fintech providing digitally led credit card products with a focus on simplicity, functionality, service and security.
- Airi is now resolving 50% of customer enquiries, allowing customer service agents more time to deal with the more complex enquiries.
- If your application has been referred, you don’t need to do anything else.
- We’re growing – and we want to offer our people the chance to grow with us.
- In 2019, Jaja unveiled a strategic partnership with Bank of Ireland and took over its existing credit card portfolio.
- The offer is available to existing Asda Money Credit Card customers who purchase an Asda Money Travel Insurance policy using their Asda Money Credit Card after 23 January 2023.
- You get 0.75% cashback on spending up to £10k and 1% cashback above £10k.
Depending on your individual circumstances, you can obtain a credit limit ranging from £250 to £20,000. This app not only allows you to oversee and control your card online but also provides real-time notifications for every transaction. Moreover, you can intelligently categorize your expenditures, making budgeting a more streamlined and efficient process.
Capitalixe Appoints Started PR as Growth Surges
Jaja, a fintech set up by three Norwegian entrepreneurs and run by the ex-managing director of Barclaycard in Western Europe, describes itself as a rival to digital challenger Tandem and says its first credit card will launch next month. It’s important to note that, akin to standard credit card applications, Jaja conducts a credit check during the application process. It’s crucial to be aware that a refusal could potentially have an impact on your credit score. In 2019, Jaja unveiled a strategic partnership with Bank of Ireland and took over its existing credit card portfolio. Consequently, all credit cards previously branded under Bank of Ireland, the AA, and the Post Office have seamlessly transitioned to the Jaja system.
Whether you’re making purchases or managing your finances, Jaja strives to provide a comprehensive and user-friendly credit card solution. The Asda Money Credit Card and Asda Money Select Credit Card are competitively priced from 25.9% and 34.9% representative APR respectively with no annual fee. The Asda Money Select Credit Card is available to Asda customers looking to improve their credit rating. It said it is currently running private testing with those at the top of its waiting list and plans to launch the full app and credit card next month. The company bills the product as mobile-first, explaining it allows customers to set up an account, secure credit and make a purchase before their plastic arrives.
THIS IS MONEY’S FIVE OF THE BEST CREDIT CARDS
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We’ll contact you within 7 working days with an update on your application. If you’re an existing customer and you want to speak to someone about your Jaja Credit Card account, we’ve got the details you need. We have a variety of internal learning opportunities to support your development, including company-funded training to support your professional development, and department-specific career pathways to provide growth and advancement opportunities. We’ve got you covered with private health cover through Vitality, with some additional perks, discounts and rewards to keep you active. You can also take advantage of our Employee Assistance Programme, with 24/7 support for issues like bereavement and health worries, access the cycle to work scheme and benefit from paid sick leave if you need to take a break.
Looking to build your credit rating? The Asda Money Select Credit Card may be for you
- Your simple interest rates for purchases, balance transfers and cash advances will move up and down in line with the Bank of England base rate.
- Established by a trio of Norwegian entrepreneurs, Jaja represents a credit card tailored for the digital age.
- The company bills the product as mobile-first, explaining it allows customers to set up an account, secure credit and make a purchase before their plastic arrives.
- This is because the limit may increase over time; however, if you are in a hurry, it could pose a challenge.
- For those customers who are looking for a credit card for everyday spend at a lower APR (no purchase offer) Jaja also offers the Jaja Vanta Credit Card.
- You may want to consider obtaining a copy of your credit file before applying for another credit card.
In 2024, Jaja became one of the first UK fintechs to launch a GenAI chat assistant, Airi, using Anthropic’s state-of-the-art Claude 3 model family. Initially predicted to reduce customer response times by 65%, the digital lender has now reduced customer response times by 90%, answering customer enquiries in just under fifteen seconds, versus the three minutes it took prior to launch. Airi is now resolving 50% of customer enquiries, allowing customer service agents more time to deal with the more complex enquiries. With this launch, the Jaja Finance rewards programme sets the stage for a more personalised and rewarding credit card experience. The offer is available to existing Asda Money Credit Card customers who purchase an Asda Money Travel Insurance policy using their Asda Money Credit Card after 23 January 2023.
Customer Support
As a new financial product, a Jaja offers several enticing benefits to attract new users and compete with established financial institutions in the market. Asda Rewards is Asda’s loyalty program and provides customers with the chance to earn pounds, rather than points, each time they purchase certain products or complete a milestone mission. In return, we’re offering competitive salaries, discretionary annual bonuses and generous benefits alongside the opportunity to help us build our company. We’re growing – and we want to offer our people the chance to grow with us. And we’ve got big plans to drive real change in the UK credit market to meet the needs of our customers and our partners. So we’re building a diverse team of experts to drive forward our ambition, challenge the status quo, and change the world of consumer credit for the better.
About this app
Established by a trio of Norwegian entrepreneurs, Jaja represents a credit card tailored for the digital age. While a physical card is part of the offering, the primary focus is on a swift online application process and the subsequent card management directly through the dedicated app. Jaja Finance Ltd is a fintech providing digitally led credit card products with a focus on simplicity, functionality, service and security.